Take ownership of your chosen piece straight away, while enjoying the freedom to spread the cost over a term that suits you - from refined short-term 6 month plans to an extended 60-month, 5-year option.
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As authorised stockists of premium watch brands, we make it straightforward to own your dream timepiece with flexible finance.
Whether you’re picking out the perfect gift or treating yourself, our fine jewellery and diamond rings are designed to delight.
Finance terms are available on all new watches, Jewellery & Diamond Rings above £500, for UK customers. Other finance options available for second hand goods and sale items.
How To Apply:
1) Choose your desired product and click "Add to bag".
2) At the checkout, simply select the "Monthly Finance" Option
3) Follow the on-screen prompts through to the v12 application process for your instant online decision. Your order will then be processed by our team.
View Our Finance FAQ ➤

At Banks Lyon Jewellers, our online & in-store 0% finance is offered through V12 Finance. Banks Lyon Jewellers is authorised and regulated by the Financial Conduct Authority.
Visit Our Showroom ➤
• Approval for pay monthly finance services are subject to status, applicants must be over 18. Terms and conditions apply.
• 0% Finance available on new and selected products starting from £500, and 9.9% Finance available on selected Preowned & Sale products.
• Up to 4 years 0% Finance available with 10% deposit required, or 5 years with 15% deposit.
No. You must pay at least a 10% deposit on your luxury purchase when using 0% financing.
Yes, eligible items can be purchased with 0% APR for 60 months, with a 15% deposit.
Absolutely. Finance applies to our full range of men’s and women’s watches.
Most of the luxury brands we stock, providing your purchase is over £500. This includes Cartier, OMEGA, Breitling and more.
It only take a few minutes to fill out the application, and the decisions are usually instant. We aim to process your finance application as soon as possible, so you can be on your way to enjoying your new purchase.
Yes, our finance options are fully available both in-store and online.
If you’ve got more questions, head over to our general FAQ page or get in touch.